Apply for a Title Loan

Easy to Qualify

When you have an urgent need for cash, West St. Louis Lending is here to help. Our goal is to provide our customers with a fast and easy lending solution. We understand that there can be many circumstances in which a bank loan, credit card, or payday loan might not work for your situation. In some cases, you might not be able to be approved for a bank loan because of your credit situation. We welcome all credit types. You could even be approved for a title loan if you have had a foreclosure or bankruptcy. Don’t have any credit? It’s no problem.

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Curious about how a title loan works? When taking out title loans St. Louis residents can secure their loans with their vehicle titles. All you need to be approved for your title loan is a lien-free vehicle title in your name and a verifiable source of income.

We offer an online application process that helps to cut through the hassles and red tape. It only takes a few minutes to enter the required information and get your title loan application started. To process your loan, we will need your full name, a telephone number where you can be reached, and your zip code. When you supply us with the make, mileage, and model of your vehicle, we can develop a customized loan estimate. We base the amount you are able to borrow using a title loan on the value of your vehicle, the amount you need to borrow, and your income.


We do not require you to be employed in order to approve you for a title loan. When applying for title loans St. Louis residents only need to show that they have a regular source of income. That source of income could be wages from a job, but you could also use income from disability benefits, Social Security benefits, alimony, child support, workers’ compensation, or unemployment benefits. Whether you are currently employed and need extra help or you are unemployed and between jobs, we offer a flexible financial solution.

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About West St.Louis Lending

West St. Louis Lending is located in St. Louis for the convenience of our consumers. We take great pride in offering a fast and simple lending solution for our customers. Anyone can experience financial difficulties at any time. We also understand that you might have poor credit or no established credit and do not think you should be punished for this. When applying for title loans, St. Louis residents can receive the money they need to help with their expenses while getting a fresh start with their financial life.

Our staff is always here to answer any questions you might have. Whether you have questions about the application process or you need help after you have finalized your title loan, we are always here. Our top priority is the satisfaction of our customers.

We accept all types of vehicles and all makes and models. Whether you have a recreational vehicle, motorcycle, car, or truck, we may be able to qualify you for a title loan.

how it works

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Not sure how title loans work? The process is simple and quick, giving you access to fast cash to handle your financial needs. Prior to applying for title loans St. Louis residents should be aware of the requirements that apply to title loans in Missouri. In order to qualify for title loans, you must be at least 18 years of age. You also must show that you have a clear title to the vehicle you will use to secure your title loan. This means that you cannot have any liens against the vehicle title, including outstanding judgements or loans. The vehicle title will also need to be in your name.

You also maintain complete flexibility regarding how your loan proceeds are spent. With many other types of loans, you may be required to detail why you need to borrow the money and how the loan will be used. We do not do this. In fact, we will not ask any questions about how you plan to use the loan. You might choose to spend your loan funds on catching up on unpaid bills but you could also pay for a special occasion or event, buy yourself something nice, or make home improvements. By applying for title loans St. Louis residents can rest easy knowing they have the money they need without worrying that their credit situation will prevent them from being approved. We accept all credit situations.

There is no need to be concerned that you will have to give up the right to driving your vehicle simply because you are using your vehicle title to secure your loan. We understand that you rely on your vehicle for running errands, handling family responsibilities, and traveling to and from work. You have the freedom to continue driving your vehicle while making payments in a timely manner.

When you are running short of cash between paychecks or you simply need some extra money for covering emergency expenses, title loans can give you the affordable, flexible lending solution you need.

By applying for title loans St. Louis residents can obtain the financing they need without worrying about difficult to meet repayment terms. At West St. Louis Lending, we are here to help. Apply for a title loan today using our convenient online application and you could receive a loan response and have the funds for your approved title loan disbursed within a day.